Early payouts for creator earnings

Get paid today. Keep creating tomorrow.

Crelay, short for creator relay, helps creators access approved brand-deal earnings before traditional agency and brand payment terms.

CCrelay
Campaign approved

Payment due

August 6, 2026

30 days from today.

Payment amount

$12,500

Approved brand payment

Available today

$12,097

ACH deposit ready

Get Paid Today
Calculate your specific scenario
Invoice verified
Agency approved
ACH ready
Beauty creator filming a makeup tutorial with a phone and ring light

Beauty & Fashion

Male lifestyle creator rock climbing above the water

Lifestyle

Gaming creator putting on a headset in a colorful streaming setup

Tech / Gaming

Fitness creator doing a pilates workout on a mat

Fitness & Wellness

Podcast creator recording with microphone and headphones

Podcast / Business

Family creator making content with parents and children

Family / Parenting

Built for creators across

TikTokInstagramYouTubeTwitchSnapchatPinterestX

How it works

From approved campaign to available cash.

Crelay keeps agency approval in the loop while relaying approved creator earnings into faster payment.

Creator uploads request

The creator submits an approved payment, expected date, and invoice or campaign proof.

Agency approves

The agency reviews the request, verifies the payment, and keeps control of approvals.

Crelay funds creator

Once approved, Crelay relays earnings to the creator through an early ACH payment.

Agency repays Crelay

Crelay bills the agency for the original amount due when the brand payment arrives.

Why Crelay exists

Creators have become businesses. Their cash flow has not.

Creators are doing the work upfront, while payment still moves on brand and agency back-office timelines.

Creator economy

$252B+

Creator economy market size

The creator economy is already a massive market, but financial infrastructure around creator receivables has not kept up.

Source: Grand View Research

Projected growth

$480B

Projected by 2027

Goldman Sachs projects the creator economy could approach $480B by 2027.

Source: Goldman Sachs

Brand deals

81%

Earn from brand deals

Brand partnerships are the dominant income channel for creators, exposing them to brand and agency payment timelines.

Source: Net Influencer

Payment issues

87%

Paid late or had payment issues

Creators often complete work weeks or months before cash arrives.

Source: Campaign US

Payment wait times

60-180 days

Potential wait for earned payments

That turns creators into involuntary lenders to brands and agencies.

Source: PR Newswire

Receivables financing already powers the rest of the economy.

Truckers, healthcare providers, staffing firms, and government contractors all use financing when work is completed before cash is collected. Creators now face the same working-capital gap.

Trucking

Loads are delivered before shippers pay.

Healthcare

Providers wait on insurer reimbursements.

Staffing

Payroll is due before clients pay invoices.

Government contractors

Work is performed before public-sector payments arrive.

Crelay

Creators

Content is delivered and approved before brand payments arrive.

Crelay turns approved creator earnings into accessible working capital.

Interactive payout preview

See what getting paid today could look like.

Enter an approved payment amount and expected payment term to estimate how much could be available today.

Invoice Amount

$2,500$100,000

Expected Payment Terms

60

days until payment

95.2% payout

7 days120 days

Payout scales linearly from 98% at 7 days to 92% at 120 days.

Available today

$47,593

Based on a $50,000 approved payment expected in 60 days.

Get Paid Today

Illustrative estimate only. Final offers depend on agency approval and payment terms.

Contact

Bring Crelay to your creator roster.

Start with a creator payment workflow, then connect agency approvals, funding status, and document review as the operational layer grows.

Agency partnerships and creator support

For agency onboarding, creator payment pilots, account questions, and payment help.

Try Payment tab